Insurance Planner Vis-a-Vis Insurance Agent We would recommend Insurance products to you based on a totalitarian approach to your financial life and not view insurance in “ Isolation " which may mismatch with your actual insurance needs. Being qualified in all fields of personal finance including investments, taxation etc. we would be more qualified to help you take an informed financial decision. Last , but not the least, the insurance products suggested by the Financial Planner would be free of any bias , unlike the insurance advisor, who gains monetarily when he sells specific policies to you. This is what has contributed to the much maligned practice of “ rebating” wherein the Insurance Agent passes on a portion of its commission to the Client, thereby compromising on the quality of advice he is giving to the client.

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